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PRIVACY
ACT STATEMENT OF REAGLE INSURANCE AGENCY
Title
V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any
Financial Institution, directly or through its affiliates, from
sharing nonpublic personal information about you with a nonaffiliated
third party unless the institution provides you with a notice
of its privacy policies and practices, such as the type of information
that it collects about you and the categories of persons or
entities to whom it may be disclosed. In compliance with GLBA,
we are providing you with this document, which notifies you
of the privacy policies and practices of Reagle Insurance Agency.
The
GLBA further requires that we inform you that you have a right
to prevent us from sharing nonpublic personal information
about you with a nonaffiliated third party for any purpose
that is not specifically authorized by law. Your right to
prevent us from sharing nonpublic personal information about
you with a nonaffiliated third party for a purpose that is
not specifically authorized by law is called your right to
"opt out" of such information sharing.
At Reagle Insurance Agency we are committed to providing you
the best service while earning your trust and protecting the
privacy of your information. We understand and respect the
fact that you may wish to keep your personal information confidential.
The following is our policy on how we handle your information:
- Collection
of your information
We
collect nonpublic personal financial information about you
from the following Sources:
.
Information from applications. This is information you
give us on applications and other forms, by phone or online
(if applicable). This information includes your name, date
of birth, length of employment, gender, marital status, prior
insurance information, status of home ownership, length of
residency, vehicle description, miles driven and vehicle use/driving
history that we receive from you on applications or other
forms.
. Information about transactions. This is information
about your trusted transactions with us and our affiliates.
It includes your insurance coverage premiums and selection,
your payment and claims history and information necessary
for billing and payment. Other information used to investigate
and settle insurance claims, such as witness statements and
police reports may be included as well.
.
Information we receive from a consumer reporting agency. This
information is generally used to confirm or supplement application
information. We disclose consumer report information only
as necessary to quote or service your insurance policy and
as permitted by law. By obtaining a quote, you consent to
our sharing of this information with companies and their affiliates
for underwriting purposes.
2,
Disclosure policy
We do not disclose any nonpublic personal information about
our customers or former customers, to anyone,
except as permitted by law.
- Nonaffiliated
third parties to whom disclosure may be made.
- Disclosure
to nonaffiliated third parties
We
disclose nonpublic personal information about you to nonaffiliated
third parties as permitted by law.
- Notification
of your right to "opt out" of certain disclosures
As
we have indicated in this Privacy Policy Notice, we collect
certain nonpublic personal information about you, and we may
disclose that information to certain nonaffiliated third parties
for purposes other than those expressly permitted by the Gramm-Leach-Bliley
Act and the federal and state regulations implementing that
act. If you prefer that we not disclose nonpublic personal
information about you to nonaffiliated third parties, you
may "opt out" of those disclosures, that is, permitted
by the Gramm-Leach Bliley Act and its implementing regulations).
If
you wish to "opt out" of such disclosures to nonaffiliated
third parties, you may:
- Confidentiality
and security
We
restrict access to nonpublic personal financial information
about you to "those employees who need to know that
information to provide products or services to you".
We maintain physical, electronic, and procedural safeguards
that comply with federal and state regulations to guard
your nonpublic personal financial information.
- Dispute
resolution
Any
controversy or claim arising out of or relating to our privacy
policy, or the breach thereof, shall be settled by arbitration
in accordance with the rules of the American Arbitration
Association, and judgment upon the award rendered by the
arbitrator(s) may be entered in any court having jurisdiction
thereof.
6.
Reservation of the right to disclose information in unforeseen
circumstances
In connection with the potential sale or transfer of its interests,
Reagle nsurance Agency reserves the right to sell or transfer
your information (including, but not limited to, your address,
name, age, sex, zip code, state and country of residency and
other information that you provide through other communications)
to a third-party entity that 1) concentrates its business
in a similar practice or service; 2) agrees to be Reagle Insurance
Agency’s successor in interest with regard to the maintenance
and protection of the information collected; and 3) agrees
to the obligations of this privacy statement.
At
Reagle Insurance Agency we are committed to protecting your
privacy rights. We acknowledge your right to keep your own
financial information confidential and, because of this, we
have created this document to explain our privacy policy to
you. In addition, we are complying with both state and federal
laws which require insurance agencies (as well as all financial
institutions) to notify you, our valued customers,
about how we intend to treat your nonpublic personal financial
information that you have entrusted us with.
OUR
POLICY IS A PLEDGE – WE PLEDGE TO PROTECT YOUR INFORMATION!
We
pledge to you, our valued customer, that the information you
have provided us to obtain appropriate insurance coverage
will be used for just that purpose only. We will not share
such information with nonaffiliated third parties, such as
banks, securities firms or other institutions.
However,
in order to better serve you, your trusted information may
be shared with third parties for the purpose of insurance
underwriting.
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